Note to the Summary Consolidated Financial Statements

Basis for preparation

These summary consolidated financial statements of Bank Vozrozhdenie and its subsidiary (the “Group”) have been prepared by extraction, without any modification, of the consolidated statement of financial position, the consolidated statement of profit or loss and other comprehensive income, the consolidated statement of changes in equity and the consolidated statement of cash flows from the consolidated financial statements of the Group prepared in accordance with International Financial Reporting Standards.

The consolidated financial statements, from which the summary consolidated financial statements have been derived, are available from Bank Vozrozhdenie upon request at Luchnikov pereulok, 7/4 bld. 1, 101990 GSP, Moscow, Russian Federation.

Summary consolidated financial statements are available on the Bank Vozrozhdenie’s website on: http://www.vbank.ru/moscow/investors/financial/annual_reports/ as well as on http://www.e-disclosure.ru/portal/company.aspx?id=120/. They were published on the website on March 25, 2015 and will be available until April 2018.

These financial statements were presented to the Bank of Russia on March 25, 2015.

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